All Forum Posts by: David White

Well it was recommended to me to pick up a used real estate agent book in order to learn about real estate. So I just wanted to know the name of the book for that purpose. I never actually thought about taking the exam. 

This might be a stupid question. But, what does CYA stand for?

What's the name of the book real estate agents in MD use to pass their exams? 

 Lmao I don't know how I overlooked your post. What happens if we each come to the wholesaling business with nothing? 

Same here. I've known my partner since middle school. Our families know each other with our moms being best friends. We both had a separate interest in real estate before we knew each other did as well. Right now we're only in the beginning stages. We started our marketing campaign. Because funds are low we can't outsource the writing of our letters. So we're writing them ourselves. Yes I know it sucks. But between 500 letters we're each doing 250. I guess its a learning experience. Anyway he brought the leads and our marketing materials and I'm buying the stamps. 

 I never thought about that. Thanks for the idea. I'll also check your link out. 

My partner was able to sit down and meet with an experienced wholesaler in our area this past week. We're now starting our first mailing campaign. 

 How would you suggest I go about learning real estate? Are there certain books I should read, etc

Hello everyone. Thanks for the all the replies. Sorry I couldn't reply sooner. Yesterday I applied for a $5000 loan to consolidate some bills. Unfortunately I was rejected. I was then directed to a free credit counseling service. I'll look into it next week when I pick up the packet. The lady who handled my loan wanted to know what happened. A couple years ago I applied for a loan and I was considered A+ credit. Now I'm an E (514). I then told her what happened. My girlfriend of 6 years was diagnosed with stage 2 ovarian cancer. On top of that she had no health insurance. So between loans and credit cards she was able to have 3 surgeries, chemo/radiation treatments , and medicine. As of today she is cancer free which is what I care about the most. I don't regret it and I pray no one has to go through it. So it wasn't frivolous reckless spending that got me to this point. I haven't used a credit card since. One particular reason I took the loans out and used the credit cards was due to the unlimited over time at my job. I figured I would be able to pay it off if I worked the hours. Shortly afterwards my job expierenced layoffs and the overtime went from unlimited to manageable/non existent. Anyway, I was able to contact a credit card company. We agreed that I would make 3 consecutive payments to bring my account up to date. I'll continue to contact the other companies. As far as how I'm going to eliminate the debt I have a decision to make. Right now I'm working 64 hours a week between 2 jobs. I'm debating going full time at my part time job and leaving my full time job that I've been employed at for 8 years. There is overtime at my part time job (time and a half and double time) that I can't work because I'm part time. Now I've been doing my research. My friend has been full time and my part time job for 10 years. And due to the industry (food) the over time is always available. My full time job was good because of the over time and benefits. The benefits now suck and the over time is non existent as of now. I could work 2 full time jobs. I just have a feeling that won't last long. I need to make a decision because the opportunity to become full time will be here in June. I'll update if anything else happens. Any feedback is welcomed. 

Which meet up is it? Is it the BWI and/or The Real Deal Meetup?