All Forum Posts by: Frank Marta
Frank Marta has started 0 posts and replied 5 times.
Post: House Hacking Research #2- Ask/Answer any House Hacking Question!

Frank MartaPosted
- Lender
- Houston, TX
- Posts 5
- Votes 4
@Edward Krause sorry I can’t help on finding properties but I can confirm that as a lender we do give you the rental potential to buy more home!
I’m glad to help!!!
Post: New construction San Antonio,TX

Frank MartaPosted
- Lender
- Houston, TX
- Posts 5
- Votes 4
@Almaz Hayet just consider when selling condos. Townhouses are easier to finance. Values in Austin are pretty good as well.
If you have more questions I’m happy to help.
Post: 500 FICO VA Loan with 10% in Chicago and Phoenix.

Frank MartaPosted
- Lender
- Houston, TX
- Posts 5
- Votes 4
@Harlan Robinson The fast answer to your two questions is yes & yes with a but in there.
YES our VA MinImum CREDIT SCORE REQUIREMENT IS 500
PART 2 YES MINIMUM SCORE FOR INVESTMENT PROPERTIES WITH A CONVENTIONAL LOAN IS ALSO 500 BUT YOU HAVE TO WAIT UNTIL YOU HAVE BEEN OWNING PROPERTY FOR MININUM OF 6 MONTHS BEFORE YOU GO TO CASHOUT
REFINANCE. IF YOU SELL YOUR GOOD UNLESS THE Buyers ARE FHA QUALIFIED WITHIN 90 DAY Rule comes Into Play.
THERES MORE BUT IT CAN GET COMPLEX DEPENDING ON YOU PLANS.
SORRY FOR ALL CAPS THE APP. SEEMS TO BE FORCING ME TO USE THEM??!!!
Post: How do you market your properties?

Frank MartaPosted
- Lender
- Houston, TX
- Posts 5
- Votes 4
@James Zhang not everyone likes this answer but Zillow is popular to list for sale.
Post: Buying investment property with little to no money?

Frank MartaPosted
- Lender
- Houston, TX
- Posts 5
- Votes 4
@Seth Lacey there are three ways to go about it In my opInIon.
Option 1:
For non-Owner Properties you can do Stated income loan. Larger down payment and higher interest rates would apply.
Option 2:
Owner financing with local sellers.
Option 3:
Look into Wholesaling it’s low cost to you and pretty lucrative if you find the right deal.
Cheers & best of luck.
Frank Marta
President
NuHone Group