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All Forum Posts by: Kathryn K.

Kathryn K. has started 14 posts and replied 41 times.

Creative Real Estate Financing

Post: Buying with a Credit Card

Kathryn K.Posted
  • Real Estate Investor
  • San Pablo, CA
  • Posts 50
  • Votes 12

Like many folks, I am currently having a hard time financing the purchase of investment properties, even with hard money lenders. I have excellent credit. (790) But I have little cash reserves and a high debt to income ratio (until my vacation property sells) I am lookign to purchase a condo at a rock bottom price (50K) and what with the high cost of points and all with a hard money lender, it occurred to me to just buy it on credit cards, as I have the available credit limit, but I would like to rent and refi to pay back the credit cards asap. Is it possible to take a loan against the property to pay off the credit cards? Has anyone done this?

1 Vote