All Forum Posts by: Isis Benson
Isis Benson has started 1 posts and replied 8 times.
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Matt F.:
@Isis Benson For a conventional owner-occupant loan, a credit union will have the best terms and rates. Respectfully, be careful on BP as it relates to lending. There are folks on here who are just lurking waiting to try to develop advantageous relationships with newbies.
Matt thank you so much for this! I appreciate it and will be very mindful of the lurkers trying to take advantage of my novelty.
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Kate Sanchez:
@Isis Benson Welcome to BP! Great mindset - house hacking’s a solid start. Your finance & ops background will serve you well. Wishing you good luck on your journey!
Thank you so much Kate - I appreciate it!
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Oleg Donets:
@Isis Benson congrats for making the move! I'd suggest starting real estate investing by getting in to wholesaling. Wholesaling requires minimal capital but the upside is limitless. Not only your risk is minor with wholesaling, but you 'll also benefit in the process from the following:
1) Acquire essential skills of sourcing off-market deals and negotiating with sellers
2) Get access to nice chunks of cash through your assignment fees
3) Have an opportunity to tap in to any market throughout the US
4) Build a network cash buyers and other industry professionals
And perhaps more. From there, you'll be able to naturally transition into other investment models and expand your business.
Hey Oleg,
I would love to maybe pick your brian a bit about wholesaling, I have no experience and need to do some research!
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Joshua Hardin:
Welcome, Isis 🙌
Big respect for stepping out of “lurker” mode and into the community — that alone is a huge first step. I love how thoughtful your vision is, especially planning not only for your entry point but also for international management down the road. That kind of long-term mindset is going to serve you well.
House hacking is a powerful way to start, and with your strong credit and no consumer debt, you’ve got a great foundation. The tech sales + finance background you bring will help you think creatively and analyze deals from multiple angles — a big advantage in this business.
Excited to see how you grow from here. If you don’t mind me asking — what’s drawing you most to Europe in the future, and how do you imagine structuring your investments to give you that flexibility?
— Joshua Hardin | Renewed Legacy Group
Army Veteran | Chattanooga, TN
Hey Joshua,
Love love love this message - I really appreciate the warm welcome. I am a super long term planner with everything I do so am excited to bring the element of myself to real Estate investing.
Re: Europe, I speak French and Italian and use to live in Normandy so I have some understanding of the Real Estate market there. In addition, I have a lot of community throughout the EU ranging from people in tech, a few ambassadors (went to an international school for many years), and many many friends including a friend who started her Real Estate investment journey in the 10th arrondissement of Paris. I think there's a lot of potential because you can get so much more out of your money there and strategically I want real estate where my family doesn't currently have any for added value purposes.
Re: how do i plan on structuring my investments to give me that flexibility, still a work in progress!
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Corby Goade:
Welcome, and good for you to posting and getting your journey started.
100% a house hack is the way to start. Even better if you can do a small multifamily.
Keep in mind, you are already paying a mortgage and building a real estate portfolio, it's just someone else's. By house hacking, you mitigate your risk significantly, lower your costs and can leave a trail of performing properties behind you.
Best of luck- go get one!
Thank you for your message! The affirmation is super helpful from a direction and planning stand point!
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Matt F.:
Hey Matt! Thank you for the insight. I started off by reaching out to some of the lenders on BiggerPockets just to get an idea of where I stand but will definitely do some research into local credit unions.
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Quote from @Drago Stanimirovic:
Welcome, Isis! You’ve clearly done your homework and are approaching this with the kind of long-term, strategic thinking that sets great investors apart.
House hacking is a smart entry point, especially in a high-barrier market like NYC. Your financial foundation looks solid, and your background in finance and operations will absolutely serve you well , especially as you plan for remote management down the line.
Happy to support you on your REI journey!
Hey Drago, thank you so much for your thoughtful response - I appreciate it! I will definitely keep you updated on my house hacking progress as time goes on! Let me know if you have any house hacking experience yourself! Would love to pick your brain if/when you have time.
Post: Newbie from New York
- New to Real Estate
- New York
- Posts 8
- Votes 7
Hey everyone, long time lurker here finally ready to introduce myself. I've been reading through posts, absorbing what I can, and trying to understand this world I'm stepping into.
I'm currently based in New York, which is the market I'm most familiar with, though I don't own any property yet. I'm particularly drawn to house hacking as an entry point and am focused on building toward thoughtful, long-term investment strategies.
My situation: I have some student debt under $20K, no credit card debt, and a strong credit score, so I believe I'm in a reasonable position to begin. The piece I'm navigating is that I'm hoping to move back to Europe eventually, so I'm trying to understand how to structure things now in a way that allows for international management down the road. That's the vision—creating something I can oversee from wherever life takes me.
I know there's a great deal to learn about the mechanics of it all—financing, taxes, property management, the full picture. But I'm a diligent learner and genuinely excited to understand how all the pieces fit together. I work in tech sales now with a background in finance, travel, and operations, and I'm hoping that foundation serves me well as I grow into this.
I appreciate this community and everything you all share here. Looking forward to learning from your experiences and connecting with anyone who's walked a similar path or has guidance for someone at the very beginning.