All Forum Posts by: James Krahula

So while saving up for your next investment property, why not have a hybrid, keep half of your money in a high yield savings and half in a higher risk field? Invest some, save some?

@Raymond Y. that is an awesome link!

Well this thread really had a lot of thoughtful insights, but the general consensus seems that for short term, it does not make sense, and saving for a down payment is around the same time frame which does not make this a viable option. Cool thoughts everyone!

Here is another way to look at it. Right now I save half of my income and that will be used to invest and build wealth. Why not invest in the stock market until I'm ready to transfer that investment into a real estate investment? Long term both trend upwards, so just weather the storms and get through the dips.

I know that the stock market goes up and goes down. For the most part, the stock market trends upwards and people use it as an investment tool just like real estate. My question is why not do both at the same time knowing that the stock market has ups and downs but long term will usually end up higher.

@Chris Seveney a quick exit isn't at all my goal with real estate, just getting my money out of my temporary investment to then invest that in real estate.

@Chris Seveney my issue with notes is when I'm ready to invest I cannot easily get my money back out.

Originally posted by @Brent Coombs:

Originally posted by @James Krahula:

@Brent Coombs I had plenty of Crypto a few years ago and while really crazy gains are a huge possibility, I feel like really crazy loses are also a equally huge possibility even with smart Crypto investing. I don't know that is really my game anymore even though I still follow it closely.

Yeah, but, I reckon entering the stock market now (at record highs), could be even riskier...

 Haha, oh I'm watching the market right now, doesn't mean I'm planning on entering tomorrow. I'm talking more of a general strategy.

@Brent Coombs I had plenty of Crypto a few years ago and while really crazy gains are a huge possibility, I feel like really crazy loses are also a equally huge possibility even with smart Crypto investing. I don't know that is really my game anymore even though I still follow it closely.

I am currently saving for my first down payment on a buy and hold real estate property. I'm using Barclays with their really high 1.5% APY savings account. A lot of people will argue that if you are saving for a down payment you shouldn't put your money in something risky like the stock market. But if you are saving for an investment property, why not double down and invest my savings for a down payment in the stock market to potentially capitalize on higher gains and try and make my money work harder for me until I pull it out and invest it in real estate? Arguments for or against this idea?