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All Forum Posts by: Jarod Bona

Jarod Bona has started 6 posts and replied 24 times.

Post: Article on California Permit Restrictions (California Coastal Commission)

Jarod BonaPosted
  • Professional
  • Rancho Santa Fe, CA
  • Posts 26
  • Votes 16

If anyone is interested, I wrote an article about a case involving Encinitas, California homeowners that sought to protect their homes by fixing seawalls, but ran into the force of government.

The California Court of Appeal Allows California Coastal Commission to Force Permitting Concessions for Seawalls on Encinitas Homeowners http://www.businessjustice.com/the-california-cour...

Post: Whether or not to pay off student loans...

Jarod BonaPosted
  • Professional
  • Rancho Santa Fe, CA
  • Posts 26
  • Votes 16

The textbook answer is a good one, most of the time. But consider the benefits of keeping cash available for opportunities. It is a sound idea to pay down your student debt, but depending upon your cash position, you might consider putting some of the money in an investment that is more liquid than paying down a student debt.

Post: NAR Takes Control of .RealEstate Domain

Jarod BonaPosted
  • Professional
  • Rancho Santa Fe, CA
  • Posts 26
  • Votes 16

It is too early to tell, but if they abuse the more general .realestate domain, I wouldn't be surprised to see some sort of antitrust action. There are some significant barriers to such a claim, of course, but depending upon how these domains develop in the market and how NAR uses them, a creative antitrust attorney might develop a claim. Trade associations have to treat lightly because they are always one bad act away from a big antitrust claim.

Post: Joint tenancy or tenancy in common?

Jarod BonaPosted
  • Professional
  • Rancho Santa Fe, CA
  • Posts 26
  • Votes 16

It is usually a bad idea to set up a joint tenancy unless it is a unique situation or perhaps you are purchasing with a family member. If the deal is with another co-worker, you certainly want to avoid joint tenancy. With a joint tenancy, when one party passes, the other party receives the entire ownership. The party that dies does not pass the share to his or her heirs. 

People often confuse joint tenancy and tenancy in common (where the share does pass to one's heirs). 

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