All Forum Posts by: Jeff Chisum

Sorry I didn’t see this sooner.  I have a unicorn 10% down product that is not Fannie and Freddie so does not have the loan level pricing adjusters that others have mentioned.

All In One loan may be a good solution

When a loan is brokered out, it often leads to uncertainty because the originator may not have all the details upfront, especially if the lender's preferences change or they're not familiar with recent updates. A good first question to ask your loan officer is, "Are you brokering my deal?" Personally, I believe it's better to work with a lender who is fully delegated by the investor. For instance, the DSCR loans we originate are not brokered out. We are fully delegated and have worked with the same investor for three years, which provides more stability and confidence in quoting terms, fees, and expectations from the start.

We have seen about a 1% drop in DSCR rates over the past week!

10% down second home occupancy loan

You can have a home owners policy with a STR rider

I will send you a DM

 Is that based on the counsel of an estate attorney?