All Forum Posts by: Joe Grespin

Hey everyone,

I’ve been in the private lending space for a while now, mostly focused on short-term deals like fix and flips and bridge loans. I’ve had some solid borrowers in the past, but lately it’s been tough finding new deals that make sense — or even hearing from serious borrowers at all.

I’m curious if others are seeing a slowdown on their end too, or if maybe I need to adjust how I’m getting in front of folks. I’ve always relied on referrals and repeat clients, but that pipeline seems to be drying up this year.

Not here to pitch anything — just genuinely looking to connect and swap notes with other lenders (or even investors) to see how you’re staying active and protected in today’s market.

Hello Angela, 

I have requested to connect with you.

I talk to a lot of investors across different markets, and one common theme always comes up: funding.

Whether it’s:

• Hard money lenders getting too tight

• Banks slowing things down

• Or just needing a flexible partner...

I’m curious — what’s your biggest hurdle when it comes to funding deals right now?

Let’s share and learn from each other — and if I can help point you toward a solution (or possibly help directly), happy to do so.

Investors — if you have a deal and need funding, I can help. I offer private capital for:

• Fix & flips

• Buy & holds

• Small multifamily (2–20 units)

• Light to moderate rehab projects

✔ Fast closings
✔ Flexible terms
✔ No unnecessary red tape
✔ Real investors funding real deals

Whether you’re scaling up or need a gap lender for your next project, let’s talk.
Drop me a message with your deal criteria or upcoming project.

Let’s connect and see if it’s a fit.

🏡 Fix & Flip | BRRRR | Rental | Refi | New Construction

I help real estate investors get access to private capital for their next deal—with Cogo Capital-style lending parameters:

✅ Up to 90% Purchase / 100% Rehab
✅ Up to 75% of ARV
✅ 1st Position Only
✅ Quick Closings – as fast as 5–7 days
✅ No income verification
✅ Credit-friendly options available

Whether you're scaling your flip business or growing a rental portfolio, let’s make sure you’re fully funded and ready to close.

📩 DM me here

Are you an investor looking to close FAST on your next flip or BRRRR?

Premierra offers reliable private money for real estate investors who need:
✅ Up to 90% Purchase + 100% Rehab
✅ Asset-based lending – no tax returns or W-2s required
✅ Interest-only options
✅ Nationwide funding (market-dependent)
✅ Experienced & new investors welcome

We’ve funded deals as low as $75K to over $1M — whether you’re flipping a single-family home or rehabbing a multi-unit, we can help you get to the closing table with speed and confidence.

🔒 Transparent terms. No hidden junk fees. Fast approvals.

📞 Let’s talk about your deal today!

Send a DM or email [email protected] with your deal info and let’s see what we can fund.

Great points. That upfront fee before closing definitely raised a red flag for me too.

I’ve never had a lender structure it that way either, which is why I’m treading carefully. I agree—it’s worth trying to talk to a few past borrowers if they’re willing to connect me, and making sure they’re legit and not just referrals they control.

On paper, 100% financing sounds amazing, especially in a market like Chicago, where a lot of lenders are pulling back. But you’re right—there are other ways to cover the gap without risking upfront cash. I’ve done a few deals using gap funding and equity partners, and while it’s a little more legwork, at least the risk is shared.

And yeah, that’s a key question: what happens if the deal doesn’t close? Is that fee refundable or just gone? I’ll dig into their terms more and see if they’ll put that in writing.

Appreciate the insight—helps to have a gut check from others doing deals.

At Primeirra, we fund real estate investors using Cogo Capital’s proven terms—fast, flexible, and investor-friendly. Whether you're flipping, rehabbing, or expanding your rental portfolio, we can help you close quickly and confidently.

✅ Loan Highlights:

• Up to 90% purchase + 100% of rehab

• Up to 75% ARV

• Funding in 7–10 days

• No prepayment penalties

• Loans from $50k to $5M+

• Asset-based — no income verification

📍 We lend in most U.S. states — ask about your market!

Perfect for:

• Fix & Flip

• BRRRR

• Rental acquisitions

• Ground-up construction (case-by-case)

• 
  
  📞 Let’s talk!
  
  Send me a message here or email: [email protected]
  
  Serious investors only.
  
  

Need funding for your next flip, BRRRR, or rental project? I offer private money loans for real estate investors who need fast closings and flexible terms.

✅ Fix & Flip
✅ Buy & Hold
✅ Bridge Loans
✅ Cash-Out Refi (Investment only)
✅ Up to 90% Purchase / 100% Rehab
✅ Close in as fast as 7–10 days
✅ No income verification
✅ Nationwide (select states)

I work with both new and experienced investors. Whether you're expanding your portfolio or rehabbing your next deal, I can help you secure the funds you need without the red tape of traditional banks.

📩 Send me a message or comment below with your email, and I’ll reach out with a quick intake form and loan options.

Let’s fund your next deal!

Totally agree. I’ve also never worked with a lender that charges a fee before closing. Verifying past borrowers sounds like a smart move, especially if the fee isn’t refundable.