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All Forum Posts by: Katelynn Malivert

Katelynn Malivert has started 1 posts and replied 24 times.

Quote from @Alfath Ahmed:
Quote from @Katelynn Malivert:

Hi All,

My significant other and I recently bought a duplex with the intention of house hacking back in August of this year. We knew that the unit we were going to occupy needed significant renovations. After interviewing several contractors in our area, we thought we chose the best fit. We were terribly wrong. In the beginning, the contractor was very responsive and attentive to our requests. He said he was going to have our renovations done by the end of October 2023 (he started in Sept). Instead, he has been dragging his feet, dodging our calls and honestly has stopped working on the unit all together. I have already incrementally paid him a total of 36k (w/ credit card)  and I don’t know what to do. At this point, I’m considering disputing some of the payments with my bank as he has not provided the agreed upon services. We want to settle this amicably but at the moment this contractor isn’t picking up our calls. As you can imagine, we are racking up expenses as we have to rent elsewhere because the unit is uninhabitable. I greatly appreciate your advice. Thanks in advance!


 I would have fired the contractor after the first couple times that he was slacking. You guys dragged it too much. But it is okay because it is your first deal. Find a new contractor. Look in real estate facebook groups from contractors, hvac, etc in your city. 

Your right! This was/is a huge learning experience. 
Quote from @Shane Elias-Calles:
Quote from @Katelynn Malivert:
Quote from @Tracy Ross:

I agree with @Chris Seveney. And potentially look into hiring a real estate attorney who can at first send a letter to the contractor threatening to file suit. If that doesn't get him moving then at least you have someone on retainer in case you need to follow through. 

Yes, we actually did contact a lawyer and it would have costed us $2500 just to send out a demand letter. Because this was blatant fraud, we highly doubted the contractor would be spooked enough to pay up. We deemed it would’ve been a waste of resources. However, if we weren’t lucky enough to recoup our expenses from our CC company we were definitely prepared to follow through with litigation but that was our last resort as it would’ve been timely and costly. Luckily for us, our CC company paid us back every dollar that was paid to this contractor.

 Try to go to a real estate meet up or get in touch with a local investor who does a lot of deals with a specific contractor. At times referrals are hard to come by as people don't like sharing their ace in the hole but if you build enough relationships and provide some bigger investors enough value they will typically offer some introductions to their good contractors. 

I hired a contractor once who ghosted me, I called a larger investor he also worked for and let him know his contractor wasn't showing up. luckily for me the investor was a man of principle and he called the contractor and told him he would pull all of his work from him unless he showed up to my property. 

there is power in numbers ! 

This is a great idea! Thanks, I will definitely be looking into that here in Cincinnati.
Quote from @Tracy Ross:

I agree with @Chris Seveney. And potentially look into hiring a real estate attorney who can at first send a letter to the contractor threatening to file suit. If that doesn't get him moving then at least you have someone on retainer in case you need to follow through. 

Yes, we actually did contact a lawyer and it would have costed us $2500 just to send out a demand letter. Because this was blatant fraud, we highly doubted the contractor would be spooked enough to pay up. We deemed it would’ve been a waste of resources. However, if we weren’t lucky enough to recoup our expenses from our CC company we were definitely prepared to follow through with litigation but that was our last resort as it would’ve been timely and costly. Luckily for us, our CC company paid us back every dollar that was paid to this contractor.

Yes! Ohio doesn’t require contractors to be licensed but moving forward I will only work with licensed contractors (even if it is not a state requirement). Thank you!

Quote from @Katelynn Malivert:

Hi All,

My significant other and I recently bought a duplex with the intention of house hacking back in August of this year. We knew that the unit we were going to occupy needed significant renovations. After interviewing several contractors in our area, we thought we chose the best fit. We were terribly wrong. In the beginning, the contractor was very responsive and attentive to our requests. He said he was going to have our renovations done by the end of October 2023 (he started in Sept). Instead, he has been dragging his feet, dodging our calls and honestly has stopped working on the unit all together. I have already incrementally paid him a total of 36k (w/ credit card)  and I don’t know what to do. At this point, I’m considering disputing some of the payments with my bank as he has not provided the agreed upon services. We want to settle this amicably but at the moment this contractor isn’t picking up our calls. As you can imagine, we are racking up expenses as we have to rent elsewhere because the unit is uninhabitable. I greatly appreciate your advice. Thanks in advance!

UPDATE!!!!
Thanks to those that responded to this post and gave advice! I appreciate everyone’s input. I just wanted to let everyone know that after sending in all the documentation to my bank, I received full credit of every penny I spent with this contractor con artist! Four days before Christmas, and during the investigation period, the contractor’s employee attempted to break in to my unit with a copied key! We had a new door installed, locks changed and security cameras in place once we realized we were being ripped off by the contractor. I sent still images of the video of the guy to our bank as additional evidence. Needless to say, we tried to file a police report but the police weren’t helpful at all. We are still taking this up with the Ohio DA. As of now, we are breaking up our projects and only hiring LICENSED contractors (also doing a lot more research). I am also happy I chose to pay the contractor with my CCs (that are interest free) because if I paid cash I would have to go through litigation in attempts to get my money back (which is not guaranteed and very costly!). That’s the silver lining in this debacle. I just wanted to give a small update,

Thanks again BP community. 

Quote from @Jonathan R McLaughlin:

when you stop the relationship, don't fall into the trap of letting him go back to work on the project. I have seen it a bunch where people try and get them to come back in hopes of things getting better instead of pulling the plug. The money you spent is a sunk cost.

A little good news here is that it sounds like you are in a spot where someone can pick up the job without having to undo things.


Great point Jonathan, thank you!

Quote from @Bruce Woodruff:
Quote from @Jonathan R McLaughlin:

when you stop the relationship, don't fall into the trap of letting him go back to work on the project. I have seen it a bunch where people try and get them to come back in hopes of things getting better instead of pulling the plug. The money you spent is a sunk cost.

A little good news here is that it sounds like you are in a spot where someone can pick up the job without having to undo things.

!st paragraph = good advice...
2nd paragraph: I don't know what the permit situation is in Ohio, but if there are open Permits, they will need to be closed out. Some Contractors do not want to take on the liability of someone else's work....

@Katelynn Malivert No you do not want to 'settle this amicably'. Someone just stole $36,000 from you. Get tough and I mean right now...

Thanks Bruce! I will check to see if there are any open permits for sure. This whole process is certainly thickening my skin! 
Quote from @Alan F.:
Quote from @Katelynn Malivert:
Quote from @Chris Seveney:

@Katelynn Malivert

1. File a complaint with credit card company immediately. Typically they will refund you the money and tell them you paid for work and they didn’t complete it (assuming that is the case) and tell them every attempt to co tact and last time you contacted

2. Were they licensed? If so file a complaint with the local licensing board

That is where I would start.

Thank you. I am in the state of OH. Which doesn’t require contractors to be licensed, needless to say, I do not believe the contractor is licensed. My significant other did the vetting.

 I did a little surfing & it does seem OCILB doesn't have licensing requirements for residential. Other searches mentioned licensing at the municipal level & possible bonding requirements. If possible double check at your local level. If permits were pulled that may also have pertinence to your goals.


Thank you! I will double check. The contractor did say he was bonded and insured but I will need to triple check that.

Quote from @Alan F.:
Quote from @Katelynn Malivert:
Quote from @Alan F.:
Quote from @Katelynn Malivert:

Hi All,

My significant other and I recently bought a duplex with the intention of house hacking back in August of this year. We knew that the unit we were going to occupy needed significant renovations. After interviewing several contractors in our area, we thought we chose the best fit. We were terribly wrong. In the beginning, the contractor was very responsive and attentive to our requests. He said he was going to have our renovations done by the end of October 2023 (he started in Sept). Instead, he has been dragging his feet, dodging our calls and honestly has stopped working on the unit all together. I have already incrementally paid him a total of 36k (w/ credit card)  and I don’t know what to do. At this point, I’m considering disputing some of the payments with my bank as he has not provided the agreed upon services. We want to settle this amicably but at the moment this contractor isn’t picking up our calls. As you can imagine, we are racking up expenses as we have to rent elsewhere because the unit is uninhabitable. I greatly appreciate your advice. Thanks in advance!


 All of the advice in the previous comments are great actionable items. Many people here in the forum want to help your investing be as successful as possible. 1 thing to note; if you post what state it's in, there may be more specific information we can provide. I'm sorry you're going through this, and really hope things work out for you 

Thanks Alan, I didn’t post the city or state as I was afraid that the contractor may be able to identify me by the post (and he still has access to the property- we are changing that asap) This contractor also does his own flips. However, I’m located in Cincinnati, OH. Thanks for your response.

 Ohio consumer protection has a toll free #, it's on their website. Also make sure you keep every single bit of documentation. Moving forward no verbal communication just written. 


 Thank you, I will call!

Quote from @Alan F.:
Quote from @Katelynn Malivert:

Hi All,

My significant other and I recently bought a duplex with the intention of house hacking back in August of this year. We knew that the unit we were going to occupy needed significant renovations. After interviewing several contractors in our area, we thought we chose the best fit. We were terribly wrong. In the beginning, the contractor was very responsive and attentive to our requests. He said he was going to have our renovations done by the end of October 2023 (he started in Sept). Instead, he has been dragging his feet, dodging our calls and honestly has stopped working on the unit all together. I have already incrementally paid him a total of 36k (w/ credit card)  and I don’t know what to do. At this point, I’m considering disputing some of the payments with my bank as he has not provided the agreed upon services. We want to settle this amicably but at the moment this contractor isn’t picking up our calls. As you can imagine, we are racking up expenses as we have to rent elsewhere because the unit is uninhabitable. I greatly appreciate your advice. Thanks in advance!


 All of the advice in the previous comments are great actionable items. Many people here in the forum want to help your investing be as successful as possible. 1 thing to note; if you post what state it's in, there may be more specific information we can provide. I'm sorry you're going through this, and really hope things work out for you 

Thanks Alan, I didn’t post the city or state as I was afraid that the contractor may be able to identify me by the post (and he still has access to the property- we are changing that asap) This contractor also does his own flips. However, I’m located in Cincinnati, OH. Thanks for your response.