All Forum Posts by: Krystof Pilisiewicz
Krystof Pilisiewicz has started 14 posts and replied 53 times.
Post: Hello from Ridgewood, NY (Queens)

- Investor
- Tampa, FL
- Posts 58
- Votes 13
Originally posted by @Juan Reyes:
Are you sure you can't qualify for a mortgage without using your primary residence ? If at all possible It might not be a bad idea to consider doing a separate mortgage. Maybe even under a corporate entity. It all depends on what your plans are.
Some mortgages will accept 65% LTV and underwrite based on rental income. All depends on what you want to do.
Hey Juan, A neighbor, If I may!
I am just dipping my toes, so any idea or a note is to appreciate it. To your point, I read many good things about HELOC on this forum, and I want to try this. I will speak with my mortgage specialist and see what he thinks about it.
Thanks you the advice!
Post: Hello from Ridgewood, NY (Queens)

- Investor
- Tampa, FL
- Posts 58
- Votes 13
Originally posted by @Eddie T.:
@Krystof Pilisiewicz What are you looking to accomplish by purchasing another home? Monthly cashflow?
I want all four aspects: cash flow, appreciation, loan payments and tax break at the end of the year. I'm not concerned that much with cash flow, but I want to have enough, so I don`t pay for any utilities, taxes, etc. from my pocket.
Post: Hello from Ridgewood, NY (Queens)

- Investor
- Tampa, FL
- Posts 58
- Votes 13
Hi,
I want to say Hi, to everyone.
I am new to this site, and I`m hoping to learn how I can buy my second house based on my equity line of credit from my first house.
Looking forward to engaging with this site, and all the members!
Go BiggerPockets!