All Forum Posts by: Marvin Santiago

Hello!

I'm having a problem understanding zoning on a property I'm looking at.  When I looked up the address it came up as a RM-1-1.

"RM-1-1 permits a maximum density of 1 dwelling unit for each 3,000 square feet of lot area" The lot the house is on is 3500 square feet. Does that mean I can add a small ADU if I wanted to?

When I looked up the property on the county assessor the property says "zoning: 2".  So I'm a bit confused with what this all means!

Thank you guys for your input. I think I will go with one policy to cover the whole property and require renters insurance for my tenants.

Hello everyone,

I'm currently on my second deal and having a little trouble with home insurance.  I'm currently under contract on a single family home with a detached guesthouse.  My plan was to live in the guest house and rent out the front house.  I've had a couple companies say they can't insure me.  I also had one company tell me that I need a separate policy on each (regular home insurance and rental property insurance).  When I called USAA they told me I just need rental property insurance and renters insurance for myself.  That didn't seem right to me so I just wanted to see what I should do.  Thanks!