Home insurance on insurance when living in guest house?
Hello everyone,
I'm currently on my second deal and having a little trouble with home insurance. I'm currently under contract on a single family home with a detached guesthouse. My plan was to live in the guest house and rent out the front house. I've had a couple companies say they can't insure me. I also had one company tell me that I need a separate policy on each (regular home insurance and rental property insurance). When I called USAA they told me I just need rental property insurance and renters insurance for myself. That didn't seem right to me so I just wanted to see what I should do. Thanks!