All Forum Posts by: Lei Lu

@Orien Kuang

I have a condotel in Maui as well, have been doing it since early this year. I can share some experience. Will DM you my cell number.

@Jerome S.

I am a cpa, realtor and MLO (loan officer). 

Each company has its fixed profit margin that they aim to make, off each client. When they make more money, they have room to give you more lender's credit, verse versa. Did the interest rate go up? That might be why they cant afford to give you as much lender's credit.

@Jane Kai

I am a cpa, realtor and loan officer. The reasons that your current loan officer doesn't let you buy a new house could be:

1. He loses his commission if there is any refinance within 6 months, he will have to pay his commission back to the bank/lender.

2. He doesn't think you have enough equity/assets for the next house?

You should definitely try a new loan officer and see if you could get the 3rd property.

@Laura Myers Thank you!! :)

Hi BP friends,

Can you recommend a real estate photographer in Maui that makes pictures vibrant and delightful? Thank you!!

@Greg Gaudet: Hi greg, any meetups towards the end of Sep? :) I would love to meet more like minded investors. A little bit about me, I have rental in Maui and LA. During the day, I do CPA, real estate agent, mortgage loan officer work. I would love to brainstorm together.

Hi Greg, thanks for organizing. Any events for late September in Maui? Thanks.

Property/parcel legal description:

Does anyone know how to find more information about a property/parcel based on the legal description? Where can i look up on what this property is? Thanks!

Legal Description:
LOT 1150 LAGO VISTAESTATES SEC 21

Damn, missed it. Austin, when is the next one? It looks like we can actual meet in person soon too now.

@Lane Kawaoka, how about the credit unions? Is it required to use a local lender? Or can we use something like rocketmortgage for Hawaii properties?