All Forum Posts by: Michael Braswell

@Charles Parrish

Lend on 1 - 4 unit residential investment properties in 34 states.

We have 2 flip loans and 3 buy and hold loans.

12 month interest only - hard money

10 year amort, due in 3 years - hard money

30 year amort / 7/1 ARM for buy and holds with 5 year prepay penalty

30 year amort / 7/1 ARM for vacation rentals with 5 year prepay penalty

30 year amort / 7/1 ARM for buy and holds with 1 year prepay penalty

Hard money rates 12 - 14%

Buy and hold rates 6 - 10%

Personal guarantee

Asset based lender - we loan based on LTV, credit score and cash flow of property.

We don't sell notes, do credit lines or 2nd mortgages, and there is no lender participation.

Partner with Visio Lending to provide your clients with investor friendly financing on 1 - 4 unit residential properties.  Earn up to 3 points per loan. 

Here is what we promise you as one of our brokers:

1. We will regularly provide you with up‐to‐date materials describing our loan products and underwriting requirements;

2. You can earn up to three points on loans that you broker to us.

3. We will pay you one point out of our origination fee. You can charge your client up to two points on top of our origination fee. You will earn one point from us on all additional loans to a client that close within one year of the closing of that client’s first loan with us; and

4. We will protect your compensation by disclosing it on the HUD and having you paid at settlement of the transaction by check or wire transfer.

Contact me today to get started.

Do you own investment property with equity in it? No need to wait 6 - 12 months to cash out with other lenders.  Take cash out after 30 days with Visio Lending.  Ask me how.

Are you are tired of being turned down for investment loans, jumping thru ridiculous hoops, or having to give your firstborn as collateral?

Visio Lending is here to finance your deal.

We say YES when the bank says NO.

We lend in 34 states: AL, AR, CO, CT, FL, GA†, IA, IL*, IN, KY, LA, MD, ME, MI*, MO, MS, MT, NC, NH, NJ, NM, NY, OH*, OK, PA, SC, TN, TX, UT, VA†, WA, WI, WV & WY.

*We do not lend in Cook County & Chicago, IL, Detroit & Flint, MI, Cuyahoga County, Dayton & Cleveland, OH.

We are currently awaiting approval to lend in California as we speak.  I will contact you once approved.

Visio's goal is to build long term relationships with real estate professionals.  Our lending programs, background in real estate and quick underwriting can provide your clients with a valuable resource for financing their projects, be it purchasing a flip or investors with a buy and hold strategy.

By becoming an approved broker, you will receive up to 3% commission on each closed loan you send us, guaranteed for a year, at which point you can renew your application. It’s that simple.  Email me today at [email protected] for more information.