All Forum Posts by: Michael Palmer
Michael Palmer has started 4 posts and replied 4 times.
Post: Umbrella Policy $3 million to $6 million in coverage
- Posts 4
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I currently have a $2 million umbrella policy and would like to get a policy that will cover me in the $3 million to $6 million range. I would like to know if anyone could recommend an insurance company along with a person I can contact to receive a quote.
Thank you,
Mike
Post: Security deposit in New York State
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What is the time limit for returning a security deposit to a tenant in New York State (outside of NYC)?
Post: LLC and Umbrella Policy
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I own several properties in NYS (outside of NYC) that are in an LLC. Could someone please define what the LLC covers ? Would you recommend an umbrella policy too?
Post: Possible Tenant tells you they have a felony conviction
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- Votes 0
Yesterday for the first time I had a potential tenant tell me the she has a felony on her record when I sent her my application. I Googled her name and found out she was convicted in 2015. My unit is in Buffalo, NY. Is it OK that I tell her before she is submits the application that we do not accept applicants who were convicted as a felon? If yes, is that something I should do over a phone call, email or text? Or should I wait until she fills out an application? If yes, what's the legal why to tell her.