All Forum Posts by: Miquel Julia
Miquel Julia has started 2 posts and replied 2 times.
Hi all,
I am moving to the Bay Area next month, and my preferred strategy would be to get an FHA loan and buy a 2-4 unit multifamily property. Do you have any experience doing that in the Bay Area? I will have to work there and I don't want my commute to be longer than 30 minutes, just looking to see if anyone invests around the area (e.g., Sunnyvale, Mountain View, Los Altos, or even farther away by Morgan Hill) and what numbers are they seeing?
I don't expect to cover the entire share of the mortgage looking at property prices if I buy a 4plex but would be good to connect with folks that have experience in this area.
Post: FHA Loans when new to the US | Credit Score

- Posts 2
- Votes 2
Hello everyone,
I work for a big German multinational and will transfer to the US starting next year. My goal is to stop renting my savings away and househack my first property in the US (co-owner of some properties in Spain). I have the following questions:
- Is there a way to start building up my credit score to qualify for an FHA loan? I've read of some methods but they are hardly applicable
- Are investors in the New York / NJ greater areas usually interested in partnering up on deals where you could leverage an FHA loan? Worst case scenario I wouldn't qualify for the first deal as I am building up credit but we'd rinse & repeat for the second one
Please hit me up with any questions whether it is investing in Europe, helping me with my questions or getting to know each other to potentially partner up!
Best,
Miquel