All Forum Posts by: Michael Santeusanio

I recently spoke with an investor who almost walked away from a property because they couldn’t cover the rehab. With the right funding strategy, they ended up not only completing the project but increasing profits.

Anyone else here had a deal saved by creative financing?

For investors who need that extra 10–20% of project costs, how are you covering the gap? Do you bring in partners, private investors, or use creative financing? Curious what’s worked for you.

I’ve seen some lenders offering higher leverage lately—sometimes covering both purchase and rehab costs for flips. For those of you actively investing, do you prefer max leverage or a more conservative approach?

From talking with investors, I often hear the same struggles: speed of funding, down payment requirements, or navigating loan terms.

For you personally, what’s been the toughest part of securing financing for your deals?

On my recent rehab, I underestimated costs and went about 10% over budget. I’ve since started adding a buffer, but I’m curious — how much do you typically add to cover unexpected surprises on your flips?

When it comes to construction loans, I’ve noticed investors weighing short-term options vs. long-term permanent financing.

For those of you who’ve done new builds or heavy rehabs—what financing route did you take?

I’ve been speaking with different investors about their strategies in commercial real estate, and it seems like some prefer shorter-term financing for flexibility, while others lock into long-term stability.

For those investing in commercial spaces:

• How do you decide between short-term vs. long-term loans?

• Do you feel the current rate environment changes that strategy?

Curious to hear how others here are approaching it.

For anyone who’s taken on a construction loan for a ground-up build or heavy rehab—what’s something you wish you knew before starting the process?

For many investors I’ve spoken with, funding is often the toughest part of the process. Curious to hear — what’s been your biggest hurdle when it comes to financing your projects

I’ve seen mixed opinions on whether refinancing investment properties makes sense in today’s market. Some investors are pulling cash out to fund more deals, while others are holding back due to higher rates.

👉 For those who’ve recently refinanced—did it work out in your favor? Would you recommend it right now?