All Forum Posts by: Michael Pratt

Hey Thomas, Saw your post and thought I would chime in! As an agent, the most common setup I see is the personal landlord policy + personal umbrella. If your underlying Landlord policy form is on a personal form (DP-3) you should go with a personal umbrella. As an investor, I have a single-family home in an LLC (on a DP-3 form) and we also have a personal umbrella over it. There is usually an additional supplemental application for the personal umbrella if it is in the LLC's name, but nothing major. Hope this helps!