All Forum Posts by: Oswaldo Torres
Oswaldo Torres has started 2 posts and replied 3 times.
Post: New Investor in Dallas, TX - Book Recs Please

- Posts 3
- Votes 7
Originally posted by @Michael K Gallagher:
Hey @Oswaldo Torres welcome! and congrats on jumping in. Its not a book I read when I was starting out but it is one I wish I read earlier. Its called "the 4 tendencies" and it will teach you a metric S**t ton about yourself and why you do what you do....and that is a very powerful understanding to have when trying to be productive and grow. Any particular asset class jump out to you as fun or exciting in Real Estate?
Thanks for the book rec, already ordered it and looking forward to learning from it. I have the most experience with single-family so I'm going to start with that but want to move to multifamily once I get more rehab experience under my belt.
Post: New Investor in Dallas, TX - Book Recs Please

- Posts 3
- Votes 7
Hi, my name is Oswaldo Torres and I am a new investor in Dallas, TX. A little about me: I recently graduated from college and decided to start investing. I have about 6 years of natural and synthetic stone countertops and aim to use this in my investment journey.
I am completely new to real estate investing and would love to make more connections in the DFW area. As far as location, I aim to specialize in the Southeast DFW region in cities such as Balch Springs, Seagoville, Forney and Kaufman.
Any tips and book recs that helped you when you started out would be greatly appreciated. I hope y'all have a good day.
Post: Has anyone had trouble getting a cash out refi in Texas?

- Posts 3
- Votes 7
Hi everyone, I'm a new investor in Texas working on getting my first investment property.
Prior to committing to a hard money loan, I wanted to make sure I would be able to get a cash out refinance once I'm done rehabbing the property. I spoke to someone today from a national lending company and they told me that getting a cash out refinance in Texas is nearly impossible to do for an investment property.
Do any of you have experience with difficulties getting a cash out refi? If not, would you recommend using a local credit union/bank for a cash out refi over a national lender?