All Forum Posts by: Sam Sagor

Disclaimer: I am the source of many crazy ideas. But sometimes that’s what you want ...

How about parkour? They have a course set up here and hey free shirt... possibly you could all go and get one below is where you'd ask

http://primal-fitness.com/index.php/faq

Single Session Drop-In- $20 for out of town Crossfit athletes (Includes a Primal T-shirt), Free for active duty military, law enforcement or rescue personnel.

I suggest this if it’s on a weekend :

http://primal-fitness.com/index.php/sign-up-for-classes/parkour

Parkour Drop-in Training and Open Gyms
The American Parkour Academy offers training sessions available to anyone for drop-in, and open gym times for those parkour practitioners who are more self-directed.
The Saturday Parkour Open Training is a 2-hour session led by an instructor and comprising a complete parkour training session including a warm-up, technique and skill work, challenges, and some free time to explore the course.
The session is $25 for non-members and $15 for those registered in monthly parkour.
Every Saturday from 10am-Noon. Sign up below.
Location :
4 Blocks from Convention Center Metro
5 Blocks from New York Ave Metro

Attending a pool supplies conference in CA. Still have to do this stuff for soul sucking full time job purposes. Would kill to be there. Would pay for video recording up to the price of conference itself (assuming BP was doing / allowing that). Hopefully this happens again next year.

Skydiving! High speed boat trip? Hiking? Just make it something that totally wouldn't occur to you in your day to day ...

You could start by swinging by the HUD site it has the rules listed there which I encourage you to read.

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hsgsingle

The gist (then read) :
You generally live in it for 1.5 years then you can move and rent. 3.5 is the first one then you can still get OO rates but the down payment is not going to be there for you at 3.5 (FHA) more like 20% as it's not you first house.

There are exceptions to every rule. Here's 2 :

You can get 2 simultaneous FHA loans if you move for job reasons (you'll need proof), your family grows (and you prove it with birth records etc) or other special circumstances listed on the site. This is not easy to do unless you have a legit reason behind the move. They don't do this if you got a mortgage payment you can't handle.

There are houses which have lower down-payments. Such as VA homes or home-path houses. Motivated sellers may carry. These all require a certain amount of work to get.

Also 3.5% down is not the only way. VA and USDA are 0 down loans if you qualify.

Oh, yes. The 2% is a guideline but you don't always need to get it if you are getting other rewards. There are different camps for equity and cash-flow philosophy. I like to look at both. In Hawaii what you're getting is equity potential ... look to California and home prices and what they actually sell for there. There is a speculative market here because properties *could* go up in value. This is not the best strategy for a newcomer necessarily because you don't have the cashflow and if your investment turns south you could either lose money or beak even years down the road. That said many people are getting in here for equity so I'd look to your personal goals and see if you are OK with being an favoring equity guy. You should have some cashflow regardless. In Hawaii it's hard to get 1.2 but you should try going to local rei clubs (or a wholesaler) and seeing if they have any cashflow investors or can get an idea of their investing motives. Hawaii is an outlier.

You can look on forums cashflow vs equity ...

Welcome, to interaction if not BP. Don't be afraid to wear many hats but just make sure it's one that fits before moving forward. (3 jobs may not be all that much when you think how many hats you really wear in marketing) Good luck and have fun in CO!

It already does here (36.31 cents per kilowatt hr power bills). The advantage being you can build where the power lines and water connections don't reach. PV is advancing all the time. It can already get you niche vacation renters. So that day should be coming ... maybe sooner than you think.

Whoa, was not aware rent control was on the table. Thank you for bringing that to light. Suppose I will be tracking this first... then call to see what I can do.

The only problem I'm running into is when I inevitably have to do a permanent change of duty station. I will either have to get a deal that I can sell on appreciation or find some way to keep my loan and not get hit with some rule about moving.

This is why I mentioned : Streamline refinance

To clarify streamlining your VA will make moving not such a terrifying prospect.

"When a VA borrower applies for a VA Streamline Refinancing loan, they are NOT required to certify that the home is their primary residence, only that the home has BEEN the primary residence under the terms of the original loan."

meaning it's fine to rent the place. Streamline refinancing is really very easy - no credit score, income or reserve qualifying. You just want to read the rules because if you did not know about fun little details like that it can mean you will have to sell. Don't be afraid just arm yourself with knowledge.

It's not going to be easy whatever it is. But if you have the right mindset you can find the way up. Chinese airlines? I was thinking that too... Those benefits are attractive. The fastest I have ever seen someone pick up Chinese is when they actually moved and lived there. 1 year. They got a close circle of friends and spoke as much as possible. Find out what level you need to be at to get started with the airlines. Do they train you if you agree to take a less lucrative position? Check forums for pilots. If you are going to learn via academic setting remember to get friends who speak it (there are language schools for people who want to learn English, volunteer there and it's free conversation instruction).

If you don't have a better option consider volunteering after all you have a pilots license... that could at least get you in the doors and might help with greencard requirements / whatever other clearance they look at.