All Forum Posts by: Debra Leeson

interesting idea!  Looking forward to reading solutions to this.

yes, all bad, badder, badest

I would not walk away from John Cochran's programs and advice. 

I would run away with my arms in the air and screaming NNNnnnooo

John Cochran is a professional scammer.  Bad advice and his mama does the work.

They say no question is a dumb question ... but ... how does an HVAC guy differ from duct cleaned with vac?

If you have a judgement, have you add it to their credit report yet?

I'm not sure if this would be useful, but.. I also look at hot maps on zillow / trulia

I'm from Columbus, Ohio.  Don't know your area ... but ... 

have you tried google search reia your city

have you tried meet up search your city

other suggestions felloe BP'ers ???

Yes, Randy (RL) Williams.  I was referring to Quit Claim deed and seller finance.

A wrap would also be a good choose. (IMHO)

just an idea   combine quick claim deed and seller finance. 

RE: deed - Your father signs the deed over to you. You record the quick claim deed at the court house.  The deed to the property in now in your name. You then have legal ownership. 

RE: mortgage / purchase price.  Your father keeps his mortgage and you make the monthly payments to the bank to pay off his loan. The bank does not care who makes the payments. The bank just cares that the payments are made. 

If you are buying the house for more than the balance on the mortgage loan, your father creates a note (an I owe you).  Do not record the note.  You can then ...

1) Pay off father's mortgage first by making monthly payments, then get a bank loan to give father his remaining balance.

2) or Pay off father's mortgage first by making monthly payments, then continue to make monthly payments your father.  AFTER your father's mortgage is payed off, You/He can record the note .