All Forum Posts by: Richard Espinosa
Richard Espinosa has started 1 posts and replied 13 times.
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Originally posted by @Account Closed:
Wow @Richard Espinosa it is great hearing about your plans. I LOVE seeing young people on this path, I wish I was thinking like you when I was your age. I was too worried about the new Metallica Album and chasing girls lol. But anyways, by reading your story I can tell you are hungry and ready to get started. I too have gone through sleepless nights thinking about the exciting things I am learning and the world of opportunities that is suddenly available to you. I agree with @Adrian Smude, BE CAREFUL what you get into with your girlfriend, been there done that. Also learn, learn, learn about anything Real Estate, Investing and Business. Books, Podcast, YouTube, Mentors, and local Networking meetings, website like BiggerPockets are a great resource. I wish I would have picked up Rich Dad Poor Dad at 17 and not at 27. What I can recommend to you is try to get all the free information you can get your hands on, it will get to the point that you have to spend something on your education (be it sweat equity or actual money) but don't get swindled by these "GURUS", you can get all the information that they are selling you for free, often even better information. Not to mention the best education is DOING. GOOD luck with all your endeavors. Im a new Wholesaler in the are so if you need anything please let me know.
Thank you, thank you very much for your advice! I am trying to learn as much as I can and you are a big help.
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Originally posted by @Phil Bach:
Learn how to wholesale and you will expedite your learning curve tenfold. You can make more money than most entry level jobs out of college and better yet, when you have the money to invest you won't just be an investor who dabbles as a side hobby, you will be a seasoned pro equipped with the knowledge and ability to create your own financial independence.
Thanks for the advice man! I'll definitely look into wholesaling
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Originally posted by @Jordan Moorhead:
Welcome brother! Great to hear that you are off to a good start. If you need anything feel free to shoot me a message. I have run a small business for the last couple of years and will start investing in real estate next year.
Thanks man, definitely, I appreciate that a lot.
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Originally posted by @Sterling White:
Welcome to the site @Richard Espinosa! Way to get started early
Thanks man! Nice to meet you!
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Originally posted by @Adrian Smude:
@Richard Espinosa welcome to BP! Getting started so young is awesome for the obvious reason, but one you may not realize is once you are actually doing deals and the seasoned investors realize your age/when you started they will gravitate to you more. Everyone likes to see someone young make the right decisions. I purchased my first home at 20, I just wish I didn't take it so slow from then on. Make sure to check out local meet up groups.
Word of advise, be cautious combining monies & assets with a girlfriend. I recommend waiting until you BOTH are sure it's a forever thing. Divorces (personal and business) can sometimes be nasty and set someone back big time. But let's hope that doesn't happen! :-)
Thank you, Adrian! Yes actually I've heard about that before. I plan to attend as many meet ups as I possibly can. I always love talking to more experienced people. And as for my girlfriend, yes, I've thought about that before. We plan to have separate accounts for our finances, etc. If we broke up, I would still be in good shape to invest.
You have given me such great advice, Adrian. Thank you for taking the time to welcome me.
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Yes, Chris! Maybe one day.. It's great to meet you too! Nice to meet a fellow young investor.
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Excellent advice, thank you so much. This is the exact reason I joined this site. For all the wealth of information and advice from intelligent people like you.
Thank you,
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Thank you! That is exactly what I plan on doing. I am in the process of saving for a downpayment on an FHA loan as we speak. I should be ready by the next couple months!
-Richard
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Post: 18 year old noob from Tampa, Florida!!

- St. Petersburg, FL
- Posts 13
- Votes 2
Mary, your words of encouragement have invigorated me for the rest of my day. You seem like a wonderful person, thank you so much for making me feel welcomed.
I appreciate it so much,
Richard Espinosa