All Forum Posts by: Serena Martinez

@Nneoma Ozoemena I have recently graduated college, earning my bachelors degree. I am about to get a doctorate degree that will take 3 years and put me 100k+ in debt. After reading Rich Dad Poor Dad and learning more about investing I also wonder if I am making the right decision. At the end of the day, I know I am passionate about my career choice and it will provide the income I need to invest in real estate someday. My road to financial freedom may be slower due to my decision to undertake more schooling. But, I still know that my journey has started early enough to where I will reach my goal of an early retirement. I am using the time I have now to learn as much as I can! 

To answer the original post, my lack of income is what is holding me back. 

@Dan Sheeks thank you for the response! I read the article and am actively doing 3 of the 4 steps already. I have a good credit score, am constantly learning, and saving as much as I can every month! Covid-19 left me without a part-time job but I am hoping that after my first year of PT school I have time for another. I also read your article, "How to Make Extra Money in 2019 (22 Part-Time Gigs & Side Hustle Ideas)". It was a great read and there some very plausible sources of income on there that I could pursue. I will be reading more of your articles for sure. 

Hey everyone! I am a 21 year old female itching to get started in real estate investing.  I am about to start Physical Therapy School in the fall, which means in 3 years I'll have an awesome career with a steady source of income. It will also leave me 100k+ in debt from student loans. I plan on using the income from my future career to support my real estate journey, which should also assist in paying back my loans. Until then, I am educating myself as much as possible. I am reading as many books as I can, listening to the BP podcast, and watching tons of Youtube videos. If anyone has any advice on managing a lot of student loan debt, or investing in their early 20s, I would love to hear it! Also, if anyone is in NJ/NY/PA and wants to reach out I would love to have some mutuals around my age with a similar passion for real estate :) The podcasts brought me here and I look forward to being an active member of the BP community!