All Forum Posts by: Steve Cristal
Steve Cristal has started 3 posts and replied 5 times.
I was looking to buy a triplex, or a fourplex, but I only qualified for an $80k loan, and I still have to cosign with my parents which is something I don't want to do, and I can't wait for two years to have a "stable" income from work. I'm trying to buy my first investment income property that I'm going to live in. Can FHA loan help me?
Hi guys, I couldn't qualify for a loan, because I'm too poor. lol What other options do I have other than conventional loans? Are there such thins as unconventional loans?
Hi does anyone know of a good broker in Arizona that also invests in Multi family homes? Thanks
Post: New Guy in Real Estate

- Real Estate Investor
- Peoria, AZ
- Posts 5
- Votes 1
Thanks for the posts and advice! I'm definitely learning a lot and can't wait to do my first deal!
I didn't know people from this website were this awesome!
As for school, I wasn't really going to stay a dropout for too long. It's just I prefer self-education way more than the "standardized" education. You have to learn a lot of BS and time wasting classes, and I just see my peers doing what they are told and never question anything, like why do I have to do this? I don't like sheep mentality, so I'm just trying to forge my own path. My plan was pretty much to use REI to fund my education for the long term. Education that makes sense to me.
Post: New Guy in Real Estate

- Real Estate Investor
- Peoria, AZ
- Posts 5
- Votes 1
Hi, I'm a 21 year old college student thinking of dropping out of college to start investing Real Estate. It doesn't make sense for me to take on huge amounts of loans so that I can be stuck in a full time job. I would rather use loans to get money back at exponential rates, so I turned to Real Estate.
I've read the ultimate guide and I was amazed by the wealth of information. I've decided to invest in multifamily homes first and my strategy to make money is to buy and hold.
That being said, I still haven't gotten some of the fundamentals down yet. One of them is:
- Criteria (how to find the best deal)
I understand the math part, but I'm sure that there are other elements at play such as location, the type of neighboorhood, etc.So my question is this
How do you narrow down from a broad selection of properties to a single ideal property ? What types of questions do you ask yourselves? Is it more efficient to get a real estate agent to find deals for you? If so, what would you ask or tell them to make yourself not look ignorant? ( I currently work as a sales representative, so I love pitching products to ignorant customers, so I can pitch them the highest price possible)