All Forum Posts by: Stephon Conteh
Stephon Conteh has started 2 posts and replied 5 times.
Post: Conventional Mortgage Loan
- Posts 5
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What’s everything I would need to get pre-approved for a conventional mortgage?
Post: Calling to cops to prove my tenant is smoking weed?
- Posts 5
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@Dennis M. Well said.
@Mary K. Try looking in Philadelphia.
Post: What’s the best financial institution for Heloc in Philadelphia?
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@MARCUS A WILLIAMS try PFCU, Trumark, PFFCU, Sun East, Franklin Mint.
Post: Contemplating Buying A Home
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Been working on my credit & finances during 2019. I believe I’ve reached a point where I’m eligible for a conventional loan however I’m afraid I’ll be denied. Does anyone know if I’ll be able purchase a home using a conventional loan or first time home buyers program? (Here’s all the info I can give to assist with your response to my question.)
Location: Philadelphia, PA
Credit Score: 660
Income $2200/month
DTI: 30%
Employment status: Full Time
Cash for downpayment: $4000-$6000
As far as my “debt” I have a total of 6 Credit Cards & my card utilization is 75%, 63%, 64%, 90%, 57%, 65%. Would this affect anything?