All Forum Posts by: Stuti S.

@Gino Gonzales Thank you for your response. I will try to look into the loan you mentioned.

@Chris Mason Thank you for your response. How much is good credit? Does it differ from lender to lender? Is 95% LTV conventional applicable to SFR only?

@Harjeet Bhatti I think conventional loan requires 20% or more downpayment. If investor does not come up with that downpayment amount will conventional loan still be applicable ?

@Christopher Phillips Thank you for your response.

@Sean Walton Sorry for confusion. I was asking about new ground up construction. Thank you for your response.

How to estimate expenses(such as utilities) when purchasing new construction property? What are things to consider while looking out for new construction property? 

Is 4-plex considered commercial property? Can FHA loan be applied for owner-occupied 4-plex?

Suppose a person purchase first property as investment property. Later can he apply for FHA loan while purchasing second property and used as primary residence?

I am currently renting an apartment. Once the lease is over, wanted to move out of apartment. I am doing some research for real estate investment. Trying to figure out which options works best for me to start with investing. I would  live in for certain period of time and then want to convert to rental. 

With no prior investment history, I do not think private lending option will work out for me. Whenever I contact lenders, they wanted to pull credit report first. I just wanted to know what options are available with normal loan application at bank. 

I would like to know what are first time home buyer programs available in NC and/or Greensboro area. I tried to looked up online however all information and programs are bit overwhelming. I would appreaciate if some one can go through all the program available.