All Forum Posts by: Tobi Isaacs

Great credit score 793 and the local bank (who I thought would give me the best rate) came back at WSJ (7.50) plus 1.65. I work so hard on my credit and I'm surprised I can't get something near 8%. Any suggestions or recommendations out there for best rate HELOC (not 2nd mortgage). Thank you!

Just my personal home which was new construction. I’m not looking to be the GC (obv) on this and will be hiring a GC.  Does that change anything? 

Who can I contact for best rates and terms for non-primary home, NEW build for STR?

Best rates and terms for a Reno loan? Looking for connections

Does the following information change anything in your opinion… I'm not building it myself but a local builder will be (who's done lake property before) we already have the land, we have perfect credit and have already been approved for construction to perm loan (or other loans). Regulations allow for STR.

Hi- Considering a lake house. What are the pros and cons of building from scratch for the purpose of STR? Has anyone done this? Thx

Wow Emma, I couldn’t have asked for a better or more detailed answer. I will break it down and see where that takes me.  Tysm! 

The 2 houses are being sold together on the same lot for 1 price and they are calling it a 5b/3b (which isn't quite accurate since that makes up both houses-it's really a 3/2 and a 2/1). I can't figure out how to calculate them… do I split the asking price by 2/3rds and 1/3 and put it in my STR calculator? Also if I'm renting them separately, shouldn't I get separate data (occupancy and nightly rate)? Lastly, how do I determine cleaning costs, insurance, etc. Has anyone done this before? Thank you!

Greetings! 
After fulfilling all of my goals as a speech therapist for 20 years working with people from birth to 103, I’ve switched gears to appreciate the challenges and excitement with real estate investing. My focus has been a deep dive into learning about different real estate investment strategies as part of diversifying my investments. Biggerpockets podcasts have been a staple in my ear for the last few months and I’m looking forward to finding my first investment. Warm regards