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All Forum Posts by: Thomas Sehon

Thomas Sehon has started 9 posts and replied 14 times.

Starting Out

Post: Mold tests in the south

Thomas Sehon
Posted
  • Posts 14
  • Votes 3
Quote from @Patrick Roberts:

Not very common to have mold testing completed. If it's spotted by an inspector during an inspection or the CL100 (pest inspection), it will be noted in the report. Typically, if there is a mold issue, it will be caught by the private inspection - if it's caught at all. Definitely a very humid environment, especially near the coast, so expect to deal with all of the issues that come with high humidity - termites, bugs, mold/mildew, wood rot, etc. Crawlspaces/subfloors are particularly bad about humidity and moisture issues. 


 Whats the best way to get an inspector that catches these issues? Additionally how do you best protect against them long term?

0 Votes
Mt. Pleasant, South Carolina
Starting Out

Post: Mold tests in the south

Thomas Sehon
Posted
  • Posts 14
  • Votes 3

Hello all,

I am a Denver native planning to invest in South Carolina. the humidity has me apprehensive about mold on properties. I just wanted to get some insight on how common it is to request mold tests prior to purchasing a property and testing for mold with long term buy and holds in this climate.

Thank you in advance! 

Take care,

Tom 

0 Votes
Mt. Pleasant, South Carolina
Starting Out

Post: Heloc or new mortgage

Thomas Sehon
Posted
  • Posts 14
  • Votes 3

Thank you all for your wisdom, it seems consistent that the Heloc for a deposit only makes the most sense. 

Take care,

Tom 

1 Vote
Columbia, South Carolina
Starting Out

Post: Heloc or new mortgage

Thomas Sehon
Posted
  • Posts 14
  • Votes 3

Hello all,

I have a paid off home in Colorado and am looking to purchase a new rental property that we will live in for 2-3 years in South Carolina. I am trying to understand if it makes more sense to take out a HELOC to buy the 2nd property in cash or just use that for the down payment and take out a traditional mortgage. Any wisdom would be appreciated.

Take care,

Tom 

0 Votes
Columbia, South Carolina