All Forum Posts by: Vivienne Affat
Vivienne Affat has started 30 posts and replied 78 times.
Post: Funding options for every real estate investor.

- Albuquerque, NM
- Posts 81
- Votes 13
Need funding for your next real estate project?
We offer fix and flip loans, bridge loans, construction loans, DSCR loans, cash-out refi, and GAP funding. Whatever your investment needs, we've got a solution!
Contact us now to learn more!
☎️505-228-2777
📩[email protected]

Post: Looking for a mortgage broker in Middle Tennessee

- Albuquerque, NM
- Posts 81
- Votes 13
Quote from @Kenneth S.:
Greetings,
I am looking for a seasoned mortgage broker in Middle TN that can find me the best rates on refi's and new investment property loans. I currently own 6 investment properties and the two most recent are at 7%. I know that now might not be the best time to refinance but I am looking to establish contact with someone that can keep their finger on the pulse and let me know when the time is right for refi or BRRRR.
Thanks in advance!
If you're unable to find a lender yet, let's connect. I'd be glad to assist.
Post: Fix, Flip, Build, Refinance – The Funding You Need to Invest in 2025!

- Albuquerque, NM
- Posts 81
- Votes 13
As we enter 2025, it's clear that now is the time to make your move in real estate. Whether you're just starting out or expanding your portfolio, the opportunities in today's market are abundant.
We specialize in providing tailored funding solutions to help investors like YOU unlock new deals and take your real estate ventures to the next level. Here’s how we can help:
💰 Fix and Flip Loans – Quick and flexible funding to renovate and sell properties for profit.
🏠 DSCR Loans – Ideal for rental property investors looking to scale their portfolios with minimal hassle.
🌍 Land Acquisition & Construction Loans – Financing for land acquisitions and new builds, including ground-up construction.
💸 Cash-Out Refinancing – Tap into your existing equity to fund new projects or streamline your portfolio.
Don't wait — start making smarter investment choices today!
☎️505-228-2777
Quote from @Jennifer Fernéz:
Hi all! I’m looking for a lender to help me start a portfolio. I have about $100K in cash. 709 median credit score. I don’t qualify for conventional loans because my debt to income is to high with a pending new construction primary residence loan. Can anyone help? I don’t have a particular property yet, however, I do have a neighborhood in mind so when something comes up I have to be ready to pounce. The homes are usually in the $200K-$250K range with rent $1900-$2200/mo. I can explore other neighborhoods that would produce more rent with a lower mortgage, but I prefer this specific neighborhood because of the proximity to the hospital (lots of traveling nurses and it’s a high demand area) and the school district is the best one in the county, with the highest appreciation rate in the county. Thanks in advance!! Jennifer
Quote from @Brian Scott:
Hello all. I'm searching for private money lenders willing to lend for real estate purchases, rehabs and wholetails. Lets have a conversation and see if we are a good fit to work together. Thanks
Quote from @Kevin Lynch:
Hello Bigger Pockets,
I am currently in the process of looking for fix and flips or BRRRRs in Cleveland, Ohio. I plan on using a Hard money lenders, does anyone have any recommendations or experience with which company to use? Thank you very much.
Post: DSCR financing for multiple cabins in Hocking Hills

- Albuquerque, NM
- Posts 81
- Votes 13
Quote from @Joshua Myers:
We have 3 A frame cabins built on a single 5.5 acre lot in Hocking Hills. It has been financed all cash so far and we plan on building a total of 6 additional cabins in phases over the next three years. We are exploring options, but aren't too excited about taking on 7 figures of debt on a construction loan. We are looking for a DSCR loan on the existing three cabins to use as permanent working capital while to fund the rest of the project via equity.
If anyone knows a good lender in the area that can work with these constraints please let me know.
Thanks!
Post: Secure the capital of your next investment property!

- Albuquerque, NM
- Posts 81
- Votes 13
Happy Monday!
New w

eek, new opportunities! Keep chasing your dreams and making them a reality. If real estate investment is part of your vision, we’re here to help you get the funding you need. Don’t wait for the perfect moment—the time is now to take action!
Send us your loan application today and let's make your dreams come true!
☎️505-228-2777
Post: How Are You Covering Down Payments & Closing Costs for Your Fix & Flip Deals?

- Albuquerque, NM
- Posts 81
- Votes 13
Quote from @Deborah Wodell:
Hey everyone,
When it comes to fix-and-flip projects, the down payment and closing costs can add up quickly. I’m curious how you all manage these upfront expenses. Are you using hard money loans, tapping into savings, partnering up with others, or maybe using seller financing? I'm hoping to hear some creative ways people are handling this part of the process. How do you make sure you have enough funds to pull the trigger on a deal?
Would love to hear what’s worked for you and any tips you have for making sure the funds are in place to lock down a great deal. Looking forward to learning from your experiences!
To manage upfront costs on fix-and-flip projects, many investors use a combination of strategies. Hard money loans are popular for covering both purchase and renovation costs, though they come with higher interest rates. Others tap into personal savings or use business lines of credit for more flexibility. Partnering with others can spread the financial risk, while seller financing may eliminate traditional down payments. Crowdfunding or real estate syndications also pool capital from multiple investors. The key is to secure financing options before finding a property, ensuring you have enough funds to move quickly when a great deal arises.
Post: How do i know how much the rehab will cost?

- Albuquerque, NM
- Posts 81
- Votes 13
Quote from @Denny Knapp:
Hi BP community. I just joined BP pro and im stoked to get started. I seen somewhere where there was some info on how to estimate how much the rehabs will cost i just dont know where it is. also can someone tell me how i will know what the ARV will be? Thank you all so much!
For estimating rehab costs, try using the BiggerPockets Rehab Estimator Tool or get quotes from contractors through sites like HomeAdvisor or Thumbtack. As for ARV, check out comparable sales (comps) on sites like Zillow or Redfin, or talk to a local realtor for a better idea of what similar homes are selling for in the area. Hope that helps—good luck with your project!