If all the properties are held under your personal name, then it doesn’t matter if you have a loan or not.

@Charise Manuel  Personally, I've used local banks for deals like this (where I've held them for rent, not flipping them), speak to the commercial lending department. 

I’ve been leaning toward that range mainly because it feels like a more manageable entry point, but I’m realizing that location and tenant class probably matter more than the number of doors starting out.Do you have any suggestions on specific markets or turnkey providers that have held up well in your experience?

I'm hoping Barry is held to the same standard on his accusations and this attempt to deflect isn't allowed to slide.

They’ve also threatened complaints to the local housing authority/code enforcement.From my perspective:The unit was cleaned and is habitable.It’s not new, but it was shown in person before application, and the condition hasn’t materially changed since.We pride ourselves on keeping units up to code and in good repair.My concerns:I held the property for them during peak leasing season and may now be stuck with a vacancy.They’re making demands that feel like buyer’s remorse rather than legitimate habitability issues.They are refusing to pay move-in rent, even though they signed a lease and provided a deposit.Questions for the community:How would you handle this?

We targeted those ugly properties with low bases, did the necessary work, and either sold them or held them for a few years before selling.But as time went on, we shifted gears.

Is there retainage held back?

Seeing as the property is in a high-appreciation market, you’re not just losing the money now if you sell but also the opportunity cost of all the money you would have made if you held.

The courts have consistently held that the landlord’s duty is to mail, not to guarantee delivery.When the certified letter is returned unclaimed, you should retain the original sealed envelope (with postmark and USPS return markings) as proof of timely compliance.

What if I had held the place pending with the deposit all that time, and they backed out then?