So add the advertised high rate of return when things are good when money can flow out to investors, plus celebrities at their investment forums and it seems very attractive.

Fortunately, all the misguided, politically motivated, unintended consequential, boneheaded, “protection” laws I know of (whether state or Federal) are applicable to homeowner residential only.  

But mortgage rates are notoriously difficult to forecast, because they are impacted by things like geopolitics, commodity prices, global trends, exchange rates, US politics, the stock market etc - all those factors into what buyers of mortgage-backed securities think (and feel)Frankly, rates are what they are.

Ain't that the truth.I have never heard anyone say anything bad about James Wise.. ( well maybe your good friend Clayton).. lol........Well I've never been accused of being overly polite.

It used to be my job to protect our celebrity clients from so called investment specialists who promised more than the investment was worth and delivered less or nothing at all.

Any political issues plaguing the team/college?

If you find a piece of paper with "I promise to pay the bearer of this promissory note $1T" printed on it most people would have the sense to not start celebrating because they know it's not backed by anything.

I found them polite and informative.

The event sparked national outrage, political condemnation, and debate, with Cincinnati Mayor Aftab Pureval and other officials denouncing the violence and calling for accountability, while controversial comments from a city council member, Victoria Parks, who suggested the victims "begged for that beatdown," the victims "begged for that beatdown," the victims "begged for that beatdown," the victims "begged for that beatdown," Seems like that's not supportive of the victimsWho's side is the council on?

“Cooling” but not crashing.Despite inflation high, many expect the Fed to lower interest rates, potentially due to concerns about economic growth, political pressure, or because they judge inflation might begin to come down on its own.