Quote from @Jean Pierre Jabo: my wife and i bought a unit last year in 2024. home is a 4 bd 2 bth, comes with a detached ADU unit thats 1 bed one bath with separate backyard that we currently rent for $1545 longterm. our interest rate is high, 7.1%. our mortage is about 3600 but adding PMI and other costs its total of $4k/month. we both make a combined income of $220k. should we try to move to another primary residence home about $480k and rent out our current main home for about 2300-2400 (fair market pricing for the area). or should we stay in our home and refinance and live there for a year and then move later? 

I have found something like this site, but it seems to be fairly inaccurate..

Pricing & Model: What would feel most fair to you?

Also, Indianapolis has been paying 20% above the Fair Market value of rents with no Cap on rent increases,  which is a big bonus!!

They didn’t explain to me upfront that they wouldn’t take that into consideration, that every deal had to be ran through, what they thought was a fair market repair cost.

Quote from @Andrew Steffens: Airbnb has its fair share of glitches. 

When you have that trust, they’re more likely to give you priority and fair pricing.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

I believe that sums up the dilemma many in the rehab space are facing.I've been doing some fairly substantial mix-use renovations and even there the numbers are tight due to material and building code demands.

Look at HUD Fair Market Rent for your area/zip code.