. - I love fitness, working out, and eating healthy food- I enjoy playing sports, hiking, staying active- I love anything related to personal development, well being, and becoming the best version of myself.

My answer will be dependent on the structure of the acquisition of the building and your ultimate basis in the building (and how it is financed).Generally, the cash out refinance you are talking about is a good approach as long as you keep a healthy leverage ratio (I see too many people over extend themselves in hopes of growing their portfolio).One thing to keep in mind if you take the refinance route is that you may not be able to deduct all of the interest expense on the new refinanced note if you are using some of the proceeds to pay off debts on personal properties.Make sure you are talking with your CPA about interest tracing any time you are planning to do a cash out refinance as there are some lesser known ways to structure it so that all of the interest is deductible if you time everything right.

The correction is painful, but probably healthy long-term.

Huge red flag I own seven properties. 40 Grand would be a healthy down payment for myself.

It's one thing to gamble with your own assets, but entirely another to gamble with someone else's money just because they trust you when it could have life-altering consequences for them.If she's going to lend to you, I would recommend that she be in first position only with a healthy margin of safety (equity cushion) and then seller-finance whatever property to you.

Generally, LTVs are pretty healthy because everyone has a ton of equity, and FICOs have been really solid for the past few years (I suspect this may be artificially inflated by the covid response, though). 

To me, the "retire and goof around" mindset is just a big F U to the rest of society, and that doesn't seem very healthy or sustainable long-term. 

We're the ones who keep those investments healthy and performing after the keys are handed over.When we work together from the start, magic happens.Because a property manager doesn’t just see a property—we see future maintenance trends, rental potential, operating costs, tenant patterns, and long-term performance.And when a realtor brings that perspective into the deal early on, they’re not just selling a property—they’re setting their clients up for success.I've seen it firsthand: the investor who made a smarter decision because their agent said, “Let's loop in a property manager before we write the offer.”That kind of foresight builds trust, confidence, and long-term results.So here’s a thought:💡 If you’re a realtor working with investors, start building those relationships with property managers you trust.And if you’re a property manager, take time to support the realtors who are in it for the long game.Because when we align early, we all win—especially the client.🔗 I’d love to hear how you approach teamwork in real estate.

There are economies that are going to thrive in Florida, even while there are economies that aren't very healthy. 

And, at least for me, there always seems to be either someone that is willing to make pennies on a flip or someone like my builder partner, who can always do the work for so much less than I could, that he can pay more for a property and still turn a healthy profit.Thank you the insight.