At the hearing, you can present your 2023 purchase price and argue that even with some market appreciation, a jump to $690K (or even $650K) is excessive compared to your actual market value.Also, I wouldn't stress too much about not having a ton of comps, your recent closing disclosure and settlement statement are strong evidence, especially if you emphasize the property's current condition hasn’t materially changed.

One you may encounter is the Section 461(l) excess business loss limitation.

I found the amount of the insurance to be excessive and question the need for the insurance at all but the buyer wants it I also find it ironic the in Colorado it ie accepted that the seller pays for this insurance, I understand it can be negotiated.

In Texas, 3 things you should know about excess funds:1.

Using multiple resources seems somewhat excessive.

Here are the major three pros of each state as I see them.A) Alabama Pros = Arizona Cons:A.1) No Excess Proceeds sale option.   

All debris, trash, excess flooring and packing material, shall be immediately removed from the house and hauled away or deposited in on on-site dumpster provided by contractor.

Our first two projects were conservative by choice and combined yielded in excess of mid six figure return. 

However, any claim for which the insurance provider denies coverage, or any claim in excess of the amount of insured liability, will be incurred personally under personal ownership but only to the LLC under LLC ownership. 99.5 % of the time there will be no difference.  

That can be excess income from your W2 job, or it can be a business you run on the side.