By holding class A with A class tenants, the properties will be the least impact on your time, money and energy and not force you into FT Landlording and loosing time to do what you actually enjoy and want to do. 

What they could have done better is referred me to a better PM, who actually does better work, they could have helped me in analyze the property better, they could have atleast helped me get a property which does not loose value over time but gains it(which they clearly lied to me about).

Sometimes the word is thrown around a bit loosely... but in its truest form a foreclosure is handled by the courts.  

What a Commercial Umbrella Policy Does:Primary Function: Provides financial protection by increasing the dollar amount of liability coverage available to pay for claims of bodily injury or property damage that occur on your rental properties.How it Helps: If a lawsuit judgment or settlement exceeds the liability limits of your underlying landlord insurance policy, the umbrella policy kicks in to cover the excess amount, up to its limit.

.- not allowing command strips fr the walls is excessive.  

As we went, we used the cash flow from the properties as well as excess cash from our employment income to pay down principal.

Pretty loose deal.  

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Then use the excess proceeds to buy another non owner occupied property. 

I believe they are having to shop excess / surplus markets.