I guess at the end of the day though, if the vehicle has a malfunction and is the ultimate cause of an accident, that would always come back on me as the owner

Gave her notice.I had a few redicioulous water bills, and every time it was a malfunctioning toilet flapper, making the toilet run 24/7 

There was a major malfunction at the refinery and I rented out about 10 places to 34 guys in one day. 

And ask the cleaner or a trusted neighbor if they would be amenable (for a fee) to letting the guests in if there's an emergency malfunction, and you can't unlock it remotely.  

I agree with everyone on this thread, I was managing a third party property and there was a sensor on the washer that malfunctioned.

If the flapper is malfunctioning, the tank will be empty when the tenant tries to flush.  

Tenant will notify Landlord in a timely manner of any damages or problems as they arise, including damages cause by Tenant, malfunction of appliances or fixtures, and water/moisture leaks and spots.

Figuring there was a malfunction of the new system, I run up there, and it's 70 deg and she's wearing a tank top and shorts.

Guys - We had a pretty serious server malfunction earlier today as Brandon mentioned.  

The technician they assigned said a rat chewed my pipes.If you have a clogged toilet, they'll say it's not covered because of limescale deposits.If you have a malfunctioning water heater, they'll say not covered because of sediment and lack of maintenance.Home warranty companies have had plenty of time to craft every sort of denial imaginable.