My wife out helping salt and chip frozen ice. 

The house oscillates between cheap veneer "new stuff" that's already chipping/flaking/breaking and very old stuff that is in need of replacement.

I primarily look around west oak lane, germantown, mount airy, roxborough, east falls area.

Long term buy and hold RE in good locations is probably one of the lowest risk investment vehicles IMO, similar to blue chip aristocrat stocks except even less risky because even long-established companies can go out of business but real estate very, very rarely ever goes to zero. 

Majority of South Philly-Newbold (19146/45), Point Breeze (19146/45), Wharton/ Dickinson Narrows (19147/48)Brewerytown (19121)True Temple - 11th to 19th, Cecil B Moore to Diamond, most investors may be stuck on Broad-18th(19121/19122) West Oak Lane Closer to Cheltenham Ave (19126)Port Richmond SE of Aramingo, SW of Allegheny Ave (19134)East Kenzo (19125)/Old Kenzo (1923)/Norris Square (19123/33)W Mt.

@Dina Onur Something like these: 35 Oak Ave, 02465 or 166 Edinboro, 02460?

And this one cracked me up: "We were sipping lukewarm coffee from chipped mugs, half convinced we’d made a mistake."

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8 in 24 months is no joke, especially chipping away one at a time, I'm sure it has come with plenty of teachable moments, but its awesome that you are able to ask the question of how to scale.To start, a hard money lender that is only allowing you to do one at a time with your track record is... well... kind of silly.

You may also want to use progress waivers at each stage of the project to prevent unexpected liens from subcontractors or suppliers.Third - Be prepared to chip in on closing costs for the buyer and mention the early issue title insurance in the private remarks when your broker lists the property.