I have been part of BP for over 8+ years with very minimal activity as It's been super busy building my multifamily portfolio and barely got a chance to log in to BP!!

Most of it has to do with income level.Also, the interest rates will be lower if you qualify for the First Time Homebuyer incentive (based off income and area you are purchasing).Thanks, so if I just barely qualify on the cutoff, will it be some fraction I get?

With all of this going wrong, we still finished in one year (barely). 

The partners wife was there a couple of days a week, but he barely showed up. 

This will allow me the freedom to pursue my mission without compromising other essential aspects of my life like my own well-being, providing for and being present in my family, and more..Quick story to explain a point.. bare with me: I was reading a book one day when I was 18 and literally started crying as the author was explained his wish for the future, for healthcare, for medical treatment.. and it was because I finally felt validated that someone else thought like me about health. 

It sounds to me like your PM is doing the bare minimum, maybe hoping the problem goes away.I would not believe your tenants claims about getting a loan and I would not delete eviction.

That is the bare basics to say the least.

And also although not relevant in this case I question why tenants who can barely pay their bills go out and get animals.

Boiled down to the bare minimum, that is exactly what wholesalers do.Disclosing your intent to practice unlicensed real estate brokering doesn't make that illegal act into a legal act. 

Don't know your market, but in mine we get a decent amount more then 5% interest on seller finance. 5% barely outpaces inflation.