As a result, during the first quarter of 2007, M&T accrued $6 million to provide for declines in market value of previously sold Alt-A mortgage loans that are expected to be repurchased.

I don't have the exact stats, but my understanding (correct me if I'm wrong) is that NYC and several other high-cost cities experienced significant declines in the early 1990's as well.

I have noticed the disturbing trend, however, that my credit score has been slowly but steadily declining over the last year.

You should increasingly cautious and conservative as our economy enters a deflationary period of decline."

If your market were to crash and decline 40-50% your borrowers would probably hand over the keys to you and now as the lender you are underwater as your collateral is less than the balance of your loan.

They make enough that i know it would not be a budget issue, and from my merchant experiences, i know that ACH payments are less likely to be declined by a bank.... so is there a service to set up auto payments with a routing number and account number? 

Examples would be learning to do a SubjectTo deal, a review of why my business growth has stalled/my business profitability is declining, I want to learn how to do H$Ling, etc.In each case, find a LOCAL REIA.

Interesting times we live in.Home ownership rates declining.

I'd say Ohio is a declining market for wholesalers in general.

It starts with informative advertising which helps those who will not qualify to self decline.