She told me that the process was too exhaustive and I guess this really turned her off.

Or submit proof of funds.Come back here after you've exhausted all the variables

We closed on this property on Friday December 19th & work started Monday December 22nd.Things Completed Week 1The water is up and running and all leaks were diagnosed and fixed by our plumberThere are 2 units with gas heat & the HVAC company we use came and did some minor repairs to get them up and runningThe other 2 units had electric heat installed this past week as well by one of our in house guys4 new doors were installed in order to comply with fire code regsSpring loaded hinges were installed on the doors to comply with fire code regs (about 50% completed)Installed exhaust fan in the bathroom in the 1st floor rear unitWeek 2 PlanPainting, flooring, and kitchen rehab will start on the 1st floor rear unit. 

That should involve less than an hour or two per week.

yea, for right now I think my first property should be close (like not more than an hour drive) but I had thought about branching out to iowa city.

With DSCR loans the best you'll find is 85% of purchase but the rates are so much higher than an 80% that you'll likely be going with 20% down and that program will be based off FICO score and the cash flow of the property.

It can be exhausting trying to keep up with all the changes in local ordinances, section 8 (if you employ this strategy) or things that need to happen quickly (code enforcement / vacancies).  

After exhausting all avenues to cancel my policies with them, it finally took a letter threatening that I'd file a formal complaint with the state's Attorney General office to get them to cancel my policy. 

I would have really liked to invest where i live, but Minnesota really does not have the price point for neighborhoods that will help scale Brrr.As I am just starting out i would like to start in zipcodes which are not already exhausted with Brrr investors. 

The liability coverage from my insurance is primary on the case and like @JD Martin said umbrella kicks in only after the standard coverage of $300K is exhausted.