when do you approach hard money?

[Tammy Vitale]

do you approach before you offer on the deal like a pre-qual letter or do you approach after you have the contract in hand?  (buy and hold).

Also I note many only offer money for flips - can you flip to yourself on a traditional loan?  

Looking at a house I wouldn't mind living in once it's fixed up.

thanks!

[Zoran M.]

As the other posters have mentioned, you should most definitely speak to the hard money lender to get a sense of their terms and whether you prequalify. What the state on the website, may not be in fact accurate. More specifically wall the website may indicate that you do not qualify, after speaking with them you may find that they are still willing to work with you