The pain isn't limited to residential either—MSCI's RCA index recorded price declines across all major commercial property types for the first time since 2010, with multifamily assets taking the biggest hit at -12.1% year-over-year.While the Fed remains on the sidelines for now, Citi suggests it could be forced to accelerate rate cuts if housing market declines start hitting employment metrics.

The Exclusive Remedy with Charging Order Protection is for a creditor to have to wait for a distribution but cannot force one nor take ownership interest.

Or force myself to think  differently in today’s market?

Just make sure you have a clear exit plan and aren’t forced to sell investments at a loss when it's time to close.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.

By the way, comparing 5,000 families forced to move or quit, to the whole of the population isn't what I'm interested in.

Beyond that I would look at this as an opportunity because the issues are pretty clear cut if it doesn't go well the amounts are small so the risk is low and there is a high probability of collection because this cosigner parent likely has assets and can be forced to pay any judgement. 

This helps you by forcing you to find qualified, licensed contractors who have experience doing the work.

But the reality is: no one forced them to accept the offer or sign the purchase agreement.

That’s how you get in with less money and build equity through forced appreciation.

The forced equity and higher cash on cash still make it a better investment than most other options.