I found the amount of the insurance to be excessive and question the need for the insurance at all but the buyer wants it I also find it ironic the in Colorado it ie accepted that the seller pays for this insurance, I understand it can be negotiated.

One you may encounter is the Section 461(l) excess business loss limitation.

We can draw this conclusion when we see the offering in question showing projected returns far in excess of what we know is achievable without an undo degree of risk. 

If I put a filter "owned more than 4 years", "has equity in excess of 40%" and "exclude LLC/Inc's", I don't want to talk to the owner of LLC who already bought and rehabbed that property from the former owner, and may have even sold it to someone else.

In Texas, 3 things you should know about excess funds:1.

Our first two projects were conservative by choice and combined yielded in excess of mid six figure return. 

Using multiple resources seems somewhat excessive.

Here are the major three pros of each state as I see them.A) Alabama Pros = Arizona Cons:A.1) No Excess Proceeds sale option.   

All debris, trash, excess flooring and packing material, shall be immediately removed from the house and hauled away or deposited in on on-site dumpster provided by contractor.

That can be excess income from your W2 job, or it can be a business you run on the side.