To me, having the cofferred ceiling in a room as loarge as yours, with a ceiling height as low, feels like you have something looming over you like the Sword of Damocles.

It is much better to get a smaller ROI that risk some pitfalls that loom around every corner.

.$1500 fixtures$1500 electrical$1500 plumbing$300 window$1200 paint$500 - HVAC (window units) or $3500 HVAC (go all electric here)$500 - Exterior maintenanceNot sure about sheetrock, cabinets, counters, floors, trim, doors, hardware.You have a large oak tree looming over the house.  

American stocks are hold up only by a few technological companies, and the market capitalisation of some of them is absolutely surreal (for instance, Tesla).There are also several important risks looming over the stock market, like antitrust proceedings against Facebook, the approval of a Google tax in Europe, or huge fines for not complying with data privacy regulations.

@Nathan Caffero   Based on what exactly hit your credit score, you may not necessarily have the time to address the matter and get a score revision with a looming HML to deal with.

I had all the properties inspected prior to purchase and knew I had some capital improvements looming in the near future. 

Do you see any looming problems for the area?

I think another bubble is lurking in our midst and that a correction is looming so I'm sitting on the RE fence for awhile in the San Diego market.

I would like to have someone inspect my property to see if there are any looming problems that should be fixed, but I don't want to send some stranger into my home and risk the health of all parties involved.Does anyone have any tips?

Is the property value decrease a big concern as the threat of a recession looms?