Have one Bank account and credit card for your rental activities.Get an accounting software to help you organize your income and expenses.save your receipts in an online storage platform such as dropbox or google drive.Do your books once a month or if you don't have much transactions, maybe once every 3 months.Best of luck!

Most people have large credit card debt.  

It doesn't matter if it is real estate or baseball cards, get to know the products and stay close to what is happening.  

I also have a business credit card for my rental properties so this should also buy time in the event of a true emergency. 

Lastly, this rate reduction would increase guests disposable income as credit card interest rates would reduce also. 

There is little that I find more fun when one of these obvious opportunities produces incredible returns.I used to have net worth as the score card, but the last 3 years I have given away more than my income, so net worth is not the scorecard.  

Debt is only bad if you are paying a lot for it (example: credit card debt).I am happy to talk financing strategy and REI with you.

We have done this in the past but the interest rate is going to be above credit card interest rates.

Can't go for conventional refinance loan since my credit card utilization is high. 

New hereWhat do you all see for open credit cards in applications?