Use the Airbnb income to your advantage.If it’s booking steadily, make sure that’s front and center — actual numbers, not just “rents well.”

This is not a profit center for the lender.

In practice, most operators (including platforms like PadSplit) operate successfully without specific licensing because these homes don’t fit the typical short-term rental model—average stays are often six to eight months rather than nightly or weekly.The benefits of this strategy are clear: it helps create affordable housing options in a market where affordability is increasingly scarce, and it fills a short-term housing need for working professionals, students, and those transitioning between life stages.

I’ve seen more investors starting with one project and scaling up to doing two or three at a time.If you’ve been in that stage, how did you manage the funding side — separate loans for each project or one larger credit line?

Depending on the amount of snow and the freeze thaw cycle it can get very expensive .We do have properties that pay for that service , and its expensive , but they are commercial Triple net type centers 

I also have some people focusing on lending for construction of Resorts, casinos, villas, beach access/recreation centers/amusement parks, if any of that.Can also do a share of mixed use, or if you have something in your sights that's NNN, can also work off that.

It’s all about finding the right balance between growing (if you still enjoy it), making sure your investments support the lifestyle and legacy you want, and managing taxes through sales and transitions.I don’t think there’s a strictly right or wrong decision here, as long as you keep taxes and transfers front and center in your planning.

If you have a stage name for your SM presence etc, I'm sure a simple explanation would clear this up.

I would also make sure there’s steady tenant demand (solid job base, universities, medical centers, etc.).Once you narrow down a few areas, start running numbers on real listings, plug them into the BiggerPockets calculator, look at your projected rents, expenses, and financing terms.

It was often the late-stage deals that sunk the ship.