Creative design work and quality maintenance free materials for STR use and cleaning What was the outcome?

If your long-term plan is to occupy it as a primary residence, cost seg usually isn’t available, it’s designed for investment property.

It breaks down:PITI, maintenance, vacancy, and reserves (auto-calculated)FHA vs Conventional vs DSCR loan scenarios (including the 12-month seasoning refi window)Monthly cash flow + breakeven rent numbersDeal summary (cash-to-close, NOI, cash-on-cash, DSCR)Sensitivity analysis to see how rent changes impact cash flowIt’s designed so you can plug in your numbers and compare multiple house hack deals side-by-side without overcomplicating things.https://docs.google.com/spreadsheets/d/1-P0XqCH4QQAVMs6UsILo...Hope it helps you (and others) run numbers with more confidence.

HomeVestors provides extensive training, ongoing support, and a nationally recognized brand, all of which are designed to help you achieve your goals.To truly understand the profit potential and see how it aligns with your personal goals, I'd be happy to jump on a brief call.

I make design and finishes decisions.  

Hopefully this will help.Proper Insurance: Offers comprehensive coverage specifically tailored for short-term rentals, including replacement cost coverage and robust liability protection.Allstate: Offers HostAdvantage, a home-sharing insurance program designed to supplement existing homeowners policies for short-term rentals.CBIZ: Specializes in vacation rental insurance with wide-ranging coverage, particularly suitable for homes with additional amenities.Foremost Insurance: Known for its comprehensive vacation rental insurance policies, making it a top choice for many property owners.Obie: Stands out for its focus on short-term rentals, offering tailored policies for this specific market.Steadily: Provides vacation rental property insurance that can be customized to fit the unique needs of short-term rental owners.RentalGuardian: Offers specialized short-term rental insurance products, including options for both property and liability coverage.InsuraGuest: Provides technology-driven insurance solutions specifically designed for the hospitality industry, including vacation rentals.

I’d recommend you stop using accounting software that’s designed to prepare tax returns for people who have very little more than a W-2 income and no assets and hire an accountant going forward.

Our goal is to design/build a house that can legitimately be a big SFR or a Padsplit property.

The Summary: Appreciating assets, bought with fixed debt, in a system designed with inflation foundation, means Debt Is GOOD.... when used responsibly. 

It’s a certified men’s recovery residence operated through Vanderburgh Sober Living, designed to provide safe, supportive, and structured housing for men in recovery.