.- Personal Articles: Coverage for belongings that have a special or collectors value  such as Jewelery, Furs, Fine Arts, Collectibles, etc... 

Rich, thank you fur your response.

Could build tenant loyalty to you, would definitely make your property desirable to renters that have "fur babies".Just make sure you have written guidelines to follow for dealing with dogs barking, pooper scoop policies, etc.  

Just a matter of furring out to match the depth of the beams and sheathing and going over the top of it.

I am not sure on what number it was but it was fur sure in the past 2 months.

We then built our current home with the help of a $115000 line of credit on the furs the house.

We generally fur the risers out.Hope that helps.Kenneth Razor

I realized that furring (sp?) 

My plan is to place a reflective thermal barrier on top of the existing cool coat roof, then add 2 x 4 furring strips for the needed air gap and then 26 gauge sheet metal roof overhanging the eaves by 12" so rain will run off the side away from house, not down the side of the house. 

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck