You’ve got options, just make sure the math supports the move.Happy to help if you want to dig deeper.

@Craig Cannhi Craig - this type of question gets asked a lot. in my opinion, i don't think new investors should worry so much about the "data," and trying to math their way to a market. instead, picking a market that is close by, or that they have family in, or that they went to college in or have strong ties to, is better. 

Is there a new "guru" in town teaching bad math?

These relationships are just as valuable as the property itself.From there, run the math: financing options (FHA multifamily loans can sometimes work if you live in one unit), projected rents, expenses, and reserves.

Secondary financing is possible for primary residence purchases in many scenarios, but that’s a different topic. • This process is fully above board and handled directly through the loan servicer.

How committed are you and want do you really want are the real questions.I'm leaving out so much, but maybe you can read between the lines:Kinda like a calculator, if you don't have the math knowledge, sure a calculator can help you do some basic math, but if you have a scientific calculator would you need it/want to even learn it?

Things like knowing which pockets of Cleveland are shifting from D to C grade, having a Rolodex of vetted contractors/property managers, being able to source off-market deals or pocket listings, and negotiating with investor math in mind (cashflow, ARV, exit strategy) rather than just “comps.”

You’ll find B-class pockets with solid rental demand and price points where the buy-rehab-refi math actually works.

.- Basis adjustments: Renting out more of the home (like when Brother A’s room converts) increases the depreciable basis percentage, so the math isn’t static...it evolves year to year.

Do the math on average stay for both and combine.