Challenges?

I’ve studied the basics and have some experience, but my biggest challenge is connecting with the right lenders and property management companies to make it work smoothly from a distance.Does anyone here know of a good Section 8–focused mentor/coach who can work one-on-one or provide guidance?

Stay curious, keep learning, and embrace every challenge as a stepping stone to success.

For example:•You found a deal that is seller financed and want to bring in a partner to cover the EMD.I’d love to hear how others have approached this—whether it worked out, what pitfalls to avoid, and how you framed the opportunity to potential partners.Thanks in advance!

Challenges?

Challenges?

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

I am evaluating land investing current market trends, challenges and outlook to structure an investment strategy.

The Smart Investor's Secret Weapon: ReservesIn a market where interest rates are high, deals are tighter, and uncertainty seems to be the norm, reserves are one of the most underrated forms of protection an investor can have.We often talk about cash flow, returns, and growth — but what truly sustains a portfolio in challenging times is the ability to withstand the unexpected.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.